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Every month hundreds of individuals file for Chapter 13 Bankruptcy in Pennsylvania.  Individuals owing less than $394,725 total in unsecured debts and $1,184,200 in secure debts are able to file Chapter 13 bankruptcy and retain ownership of some secured assets like a home or vehicle. Chapter 13 is a type of bankruptcy allowing individual to […]

Chapter 13 bankruptcy is a way for an individual to propose a three to five year repayment plan to pay off all or a portion of their debts from their future income.  Filing for Chapter 13 Bankruptcy can prevent events such as a foreclosure and car repossession.  It can also serve as a tool to

Chapter 13 bankruptcy in California helps those with steady incomes who are struggling financially, to create a plan to repay all or part of their debts.  Thousands of people each month file for Chapter 13 Bankruptcy in California.  Those wishing to prevent home foreclosure and keep valuable non-exempt property often turn to the type of

What is Chapter 13 Bankruptcy? Chapter 13 Bankruptcy is often referred to as a “wage earner’s” bankruptcy.  Meaning you’re able to pay back most or all of your debts on a scheduled basis. This opportunity allows you to regain control of your finances and avoid liquidation. There are multiple variations of bankruptcy, yet with a

Bankruptcy & Divorce: A Stressful Combination There are many moments in our lives where we have an extraordinary amount of stress applied in ways we never anticipated.  When a marriage turns into a divorce, combined with a Chapter 13 bankruptcy it may seem to be impossible to restructure your life.  There is an extreme amount

Does Your Credit Score Go Up After Chapter 13 Discharge? What happens to your credit score after Chapter 13 discharge?  In most instances after you file for Chapter 13 Bankruptcy your credit score will see impacts for up to 5 years.  After your discharge from the Chapter 13 Bankruptcy, there will remain accounts.  These accounts

If you’re requesting a VA Home Loan after Chapter 13 Bankruptcy, you may be wondering exactly how to go about the process. We are here to help! We know the ins and outs of the Chapter 13 Bankruptcy process.  Our mortgage consultants posses a lot of experience in helping individuals just like you obtain VA

Having a Chapter 13 bankruptcy in your past doesn’t mean that being a Florida homeowner isn’t in your future. Many people are able to get a mortgage after Chapter 13 Bankruptcy in Florida.  Mortgage lenders know that no applicant is perfect and have processes in place to make home ownership possible.  In fact, when faced

When Can I Buy a House After Chapter 11 Bankruptcy? Requesting a mortgage after Chapter 11 Bankruptcy can be intimidating.  However, you will find that with the help of our team, you’ll find why our clients say we’re the best when it comes to helping them buy a house after Chapter 11 Bankruptcy. The length

There is a lot of information out there about raising your credit score.  However, only a small amount of that information focuses exclusively on  how to raise your credit score after bankruptcy. Improving your credit score can save you thousands of dollars when it comes time for you to apply for a home loan.  Regaining

Whenever one is subjected to having to file for bankruptcy, they often have several questions along the way.  When a mortgage is added to the equation, those questions can increase tremendously and the answers can become much more difficult to find. In this post we’ll be discussing how with the help of Peoples Bank Mortgage,

A Chapter 13 Discharge is essentially a discharge of a specified debt involving your Chapter 13 Bankruptcy filing. This process is what many strive to achieve when participating within a Chapter 13 Bankruptcy. Being able to absolve and discharge your debts is a great opportunity in many respects.  However, there are requirements you must achieve

Working with your bankruptcy and trying to secure an FHA loan after Chapter 13 bankruptcy can be a difficult process.  In this post, we’ll be discussing how bankruptcy and FHA home loans can be approved, depending on the Chapter variation, in as little as one year. Read on to learn how Peoples Bank Mortgage can

The Short Answer is “Yes,” you can get a mortgage while in Bankruptcy.  During any bankruptcy, there are a number of hurdles you may encounter when requesting new credit such as a mortgage. There are however ways to navigate these hurdles successfully. Here at Peoples Bank Mortgage, we specialize in assisting individuals who are struggling

Ammann fills an at-large position on the Board, which governs the 125-year-old association. MBA’s membership includes commercial banks and savings institutions operating in Mississippi. The association’s members hold 95 percent of the bank deposits in the state.

In documents released by the U.S. Department of the Treasury, Peoples Bank was named one of 434 banks across America that have been certified as a Community Development Financial Institution (CDFI). The certification is provided to financial institutions “that distinguish themselves by continuously working to transform the lives of America’s most underserved populations.”

Davis, 83, was a bookkeeper on June 4, 1933, when nervous investors stampeded banks across the United States to try to withdraw their savings in one of the dark episodes of the Great Depression.

This national award is presented to lenders that have used SBA loan programs to help the maximum number of small business owners obtain needed financing to grow their businesses.

The Small Business Administration (SBA) exists for the benefit of helping small businesses in a number of capacities. For one, it serves as a guarantor of loans for small business. In other words, small businesses apply for loans through financial institutions and the SBA guarantees those loans in order to make approval more likely.