What Our Clients Say

I’m normally not a person to write reviews, but I want to share the experience I had working with Peoples Bank. We had recently come out of bankruptcy and no traditional banks would consider us for a loan. We received a letter in the mail from Peoples Bank stating that they could help us. I was discouraged and didn’t want to pursue it, but my husband decided to go out on a limb and give them a call. To our surprise, the Loan Officer stated that he could help us get a home. We weren’t convinced, but we went along with him. I will tell you that he delivered on his promise. We ended up closing on our home about 60 days after we started the process. I thank God for Peoples Bank as they helped to put us back on the road to home ownership. Most importantly, Peoples Bank delivered on the promise that they could help us. If you are dealing with financial issues and you do not think it’s possible to purchase a home, please give them a call. They will be upfront with you on what they can and can not do. I look forward to doing business with them in the future, and I will be referring family and friends to them. Peoples Bank offers the same terms and interest rates that big banks advertise. However, they have a family oriented feel that has truly been a blessing to me and my family. Peoples Bank is an awesome company, and words can’t express how they have made us whole. Big shout out to Tom Del Monaco & Joe Del Monaco. They are the real deal. Thanks, Peoples Bank.

We wanted to thank you, Peoples Bank, so very much for everything you have done for us and for making the opportunity to refinance a reality. We appreciate your time, effort, patience, and always quick responses. It’s a big day for us and we have been waiting for this for a long time. So once again, from whole family, a big THANK YOU.

We are so relieved to finally have our home loan refinanced. My only regret is that we didn’t contact Peoples Bank Mortgage sooner! We are taking the advice of our loan officer and continuing to improve our credit scores and making our first payment was awesome. We are so grateful!

Thank you, Peoples Bank, for your willingness to give individuals coming out of bankruptcy a chance to succeed. Tom Del Monaco was so helpful throughout the loan process. The entire experience has meant so much to me and I will be recommending you to as many folks as possible.

The entire team delivered outstanding customer service. Everyone was so polite and very willing to communicate openly throughout the whole process!

We had an awesome experience with Peoples Bank! Cynthia Thomas-Boone was amazing. Working with her team, we were able to close less than a month of having a signed contract!

A huge thank you to both Jim Davis and Patrick Hourguettes for being nothing short of amazing in helping me through the dizzying process of buying a home. The entire process and paperwork was explained clearly and concisely. Moreover, their availability and responsiveness to any questions or needs was fantastic! Not to mention they were just great guys to talk to. Thank you so much!

This is the best experience we have had working with a mortgage company and we have dealt with numerous companies in the past. Our representatives at Peoples Bank were professional, knowledgeable, supportive, and responsive. They helped us to understand and improve our credit score and to reach our goal of meeting the VA Housing requirements. We highly recommend Peoples Bank!  Thank you so much!!!

Kenny and Ann were successful in helping us achieve our goal to have a better interest rate in our mortgage. Words cannot describe the level of service and professionalism provided to keep things moving and reaching our goal in an expedited manner. We appreciate their genuine relationship built throughout our communication. Thank you Peoples bBank for having such a great team !

My husband and I were so pleased with the professionalism and warmth of the staff at Peoples Bank. This was our first time getting a mortgage and it ended up being a great experience. Everyone we worked with was on top of things and informed us at every twist and turn during the process. Thanks to all the staff, especially Cynthia Thomas-Boone and Sharon Payne, who walked us through this process. Without a doubt we will be sending people your way every chance we get!

Peoples Bank was helpful and supportive throughout the entire procedure. Everyone I worked with was quick to help and figure out solutions. I would use them again in a minute.

Peoples Bank has great customer service. They were able to help me even though I had not so great credit. I highly recommend this bank for any mortgage needs.

I closed on a home refinance in February 2018 and worked with Kenny G. and Nicole B. The entire process with this team was amazing. They responded quickly via email or text message and I was never left wondering about the next steps. At one point, I mentioned to Kenny that normally working through a refinance can be difficult. He made the experience fun and easy. I would recommend Peoples Mortgage, Kenny, and Nicole to my family and friends.

Mike Fernald, Sharon Payne, Patrick Hourguettes, Robert Weaver, Laura Gray, and the entire team at Peoples Bank were great to work with! Their response time and support was unlike anything I have experienced before. They kept every promise and made every deadline we agreed upon. I wish I had contacted them sooner!! I will be recommending Peoples Bank to all my friends, family, and colleagues. Thank you!!

Just wanted to take a moment to thank Mike Schmitt for all of his hard work bringing this project to closing. Once the dust settled, everything fell into place. Thank you so much for your outstanding work.

I can not say enough as to the professional experience we had working with Patrick Hourguettes and Ann Shafer. Both are knowledgeable and were excellent at guiding us through the loan experience. They made it all happen in a timely manner and to our benefit.

Kathleen Gorman and Kimper Swain were excellent to work with from start to finish. They went above and beyond to make sure everything was taken care of including the errors on our credit report.

I want to thank Frank Linden for helping make our house possible. We had a different type of situation (bankruptcy), and Frank worked hard to make things happen. Frank is easy and fun to work with and he went all the way for us. In addition to the speed and the success of the entire process, one of the most important qualities Frank exhibited was transparency. I was able to get honest answers to all my questions. The team work between Frank and Ann Shafer was also very helpful. They work very well together, and that made things so much easier for me! Again, thank you for everything.

I can’t say enough good things about the service and professionalism regarding my mortgage experience with Peoples Bank. Simply, they delivered what they promised. I received personalized phone calls followed up with confirmation texts and emails. Everyone I worked with was quick to respond to all questions. The team at Peoples Bank was accurate and paid close attention to detail throughout the entire experience. They even called an hour after the scheduled closing to ensure all went well. Thank you Robert Weaver, Jim Davis, and Patrick Hourguettes for making this a pleasurable transaction. I will certainly recommend you to anyone seeking a loan.

I worked with Peoples Bank in July 2015 to help me get a mortgage for my current home in James Island, South Carolina. The experience with them was really easy. My Loan Officer and Processor were so easy to talk to and explained all the details to me so seamlessly. I received a really competitive rate and I had no problems or worries because they took care of everything. They were the perfect liaison with all the necessary parties so that I did not have any worry during the whole process. The staff at Peoples Bank that I met seem to be sincere and hard working. I recommend them to the highest degree.

What a great team they have at Peoples Bank. Patrick and Ann were the best at making our home purchase the best and easiest. I would definitely recommend the both of them in purchasing a home. If we had to do it again, we would use Peoples Bank.

Thank you Peoples Bank for all of your help. I really appreciate all of the hard work. This refinance will be a big help for us. This was the final piece in getting back on our feet and out from underneath all the burdens and stress of the bankruptcy.

Danny Messier provided excellent service, promptly answered questions, and was very professional during the entire duration of working with Peoples Bank. He along with the rest of Peoples Bank team ensured positive experience throughout my loan process.

Thank you, Peoples Bank, for your patience and expertise in the handling of our paperwork. It has been a pleasure to work with you throughout our entire loan process.

Very good people to work with. The team busted their tails to get my loan closed within a very short time frame.

I want Cynthia Thomas-Boone and everyone at Peoples Bank to know how much I appreciate your time and effort in helping make my dream of purchasing a home come true. It was only with your help and guidance that I was able to accomplish this goal. I am so excited and will be forever grateful. Thank you, thank you, thank you!!!!

I am very satisfied with the process of refinancing my mortgage through Peoples Bank. Both Danny and Jim were very helpful and made the whole process as painless as possible. I’m very glad I chose Peoples Bank to refinance.

Peoples bank was very helpful throughout the entire mortgage process. They were very hands on. Everyone I worked with were more than willing to answer questions. My Loan Officer worked to get us the best interest rate and monthly payments as possible. I was very satisfied with the whole process and most importantly the end result.

I found it odd that this company would pursue our business. We weren’t seriously “looking” to buy another house at the time. After speaking with Mike, we decided to go through the process again, and was as simple as could be under our circumstances. We are happy Peoples Bank decided to contact us and helped us out with a house. We will recommend them to anyone else who is looking

Jim and Danny helped me throughout the entire process. They kept me updated and got me a great rate. I would highly recommend dealing with them and Peoples Bank Mortgage.

I want to let you know how much we appreciate Tom Del Monaco and his involvement in purchasing our home. It is perfect for us. Tom was so helpful and patient the entire time. We will never forget what Peoples Bank did for us at a time when things were very difficult. Thank you so much for the trust you had in us to secure the loan. I can honestly say we have never been treated by anyone with the respect Tom and the bank showed us. We will be eternally grateful.

As we took steps to move forward with our second family move in less than 3 years (moving into a state we have never lived in) we were in need of an expert that could manage all of the most critical parts of the lending process and ensure that we were prepared to finalize any offer we made on a new home if there were any challenges along the way. During our process, we ran into delays in selling our old home and had to deal with competing offers on the new home we were working to buy. The team at Peoples Bank Mortgage – led by Robert Weaver and Jessi Abernathy – were with us every step of the way. They were available to jump on a call or provide critical information with just a quick note or call. We got the outcomes we were looking for, and the team at Peoples Bank are a big reason why.

I want to take a moment to thank Tom Del Monaco for paving the way for us to get into our new home. Although we had some struggles, Tom remained consistent throughout the process and kept us at peace. Words cannot explain how thankful we are to have Peoples Bank come into our lives and give us the financial opportunity they did.

Peoples Bank showed incredible down-home warmth and excellent service throughout our loan process. This mortgage experience could have been very stressful and instead ended up being easy and enjoyable. The loan officers are very easy and friendly to work with. They stayed on top of things and kept us informed at every twist and turn. We would recommend them to anyone looking to buy a home or refinance.

Kim Neely was so wonderful and helpful. The entire team at Peoples Bank is great!

I was a first time homebuyer and obtained a FHA loan. Peoples Bank was great throughout the entire process.

It is with great pleasure that I write this letter of recommendation. Last week my loan was closed and the process was seamless, quick, and efficient. From day one I was so impressed with your professionalism and expeditious fashion. As you know we had many obstacles to overcome and because of your deep knowledge of how to solve each situation, my loan was approved. You are extremely professional and knowledgeable at your work. Even though I had a very complicated situation, you never gave up on me and went above and beyond to help me refinance. I had been turned down by others, but you rolled up your sleeves and helped me every step of the way. Your advice was invaluable. You promptly updated me with my progress and did all you could to help me. I could not have been in better hands. Having worked in the Corporate Relocation Industry for over 34 years I know how hard it is to find quality financial professionals. In this changing economy you were able to find me financing that suited my needs and you also provided a level of service that seems to have become a lost art. I will definitely refer your services to friends, colleagues, and clients and to help them structure a home financing arrangement that is custom tailored to their unique financial and personal situations. It is with complete and total confidence that I would refer you to any prospective borrower or personal and professional contacts.

Absolutely the best! From the very start, we felt comfortable with Peoples Bank. Patrick Hourguettes was so helpful throughout the application and approval process. He always went above and beyond to ensure that we were “in the loop” and made sure that we were approved in a timely manner. Once approved, Ann Shafer ensured that our closing went smoothly. Their attention to detail and dedication to customer service are exemplary. Anyone looking for a mortgage should seriously consider Peoples Bank. They are the best! Thank you, Patrick and Ann!!!!!

We had just finished paying off our Chapter 13 Bankruptcy and nobody would work with us. Peoples Bank said, “No problem!” We were able to drop our interest rate 2 points and are now saving about $400/month. Thanks, guys!

I came to Peoples Bank having successfully fulfilled a bankruptcy 2 years previously. Mike and Jim were wonderful, thorough, and helpful. The whole process took just about 1 1/2 months. I am saving a great deal of money on a monthly basis with the loan they got for me.

Patrick Hourguettes and Ann Shafer have been amazing to work with. We are grateful for their assistance in pulling this through to the end.  We appreciate their efficiency and their efforts to bring our loan process to a success.

My experience refinancing through Peoples Bank was nothing but positive. Mike Schmitt and Ann Shafer were pleasant and very responsive to any questions I had. The loan process and closing went very smooth. I would definitely do business with Peoples Bank again!

Mike Schmitt and his team were very helpful throughout the entire process to get my loan closed. Overall, it was a great experience.

I’d like to thank you very much for all your efforts during the lending process. I believe People’s Bank has an A+ team in place and I am very satisfied with my experience. You have made my first house purchase comforting and expedient. Whenever I had questions, they were answered fully and in a timely manner- two qualities I appreciate. I look forward to having business with you in the future and will not hesitate to recommend you to friends and family.

Everyone at Peoples Bank was so helpful throughout the entire loan process. Cynthia Thomas-Boone, our Loan Officer, helped us every step of the way. Even when there were a few bumps in the road, she guided us through the process and made us feel at ease. Everyone we encountered at Peoples Bank had such caring and compassionate hearts. The proof is in their actions that they love doing what they do!

Excellent experience. Frank Linden was so helpful during the entire refinancing process. I would definitely recommend Peoples Bank to anyone.

My husband and I recently bought a home in Conway, SC and obtained a VA mortgage through Peoples Bank. Danny Messier was my Loan Officer and my Processor was Jim Davis. From start to finish, Danny and Jim were so helpful, courteous, professional, knowledgeable, and patient with my many questions. The whole process went very smooth. Our settlement was actually a week earlier than scheduled. We are very pleased with Peoples Bank.

Thank you, Danny Messier, for all your help and hard work with our refinancing. We appreciate your quick responses and updates.

Doing business with Peoples Bank was a fantastic experience! They were always there to answer my phone calls when needed. We had a couple of issues with our past and Peoples Bank was able to help to resolve them. Working with Jim Davis and Kenny Graeber was awesome. There was never a time they didn’t answer their phone as they walked us through the whole process. These guys were our ideal company to work on our refinance.

We just want you to know how professional and personable our Loan Officer, Jessi A., was during the process of our refinance. Jessi explained what documents were needed, and how we might obtain those that may have been difficult to provide. We especially appreciated the consistent connection, keeping us informed about timelines and People’s Bank internal processes. We owe a great deal of thanks to Jessi and wish her the very best continued success.

I closed on my home a little over a week ago and could not be happier with my experience working with everyone at Peoples Bank. They were knowledgeable, patient, and professional in the execution of my mortgage.

I can truly testify that Peoples Bank is blessing from above. I am so grateful for the wonderful experience I had with them. After countless denials from other banks due to a fairly new bankruptcy discharge, I pretty much gave up. Every bank indicated it would be two years before I would be considered to refinance. But one day, I received an advertisement in the mail from Peoples Bank. Something in my head said contact them, and truly that was the best call I have ever made. Every individual from their team was professional, pleasant, and polite. Best of all, they made the impossible happen. My interest rate and monthly payment was lowered substantially. Without a doubt, I would recommend them to everyone. Thank you kindly, Peoples Bank.

The staff at Peoples Bank were the most approachable individuals that I have ever worked with. They were always willing to assist me when needed. Great experience!

The amazing team at Peoples Bank exceeded my expectations during the entire refinancing experience. The staff I worked with were all extremely knowledgeable, professional, and very friendly! The entire loan process was organized and seamlessly easy. Thank you for going above and beyond and providing the best home loan, at the lowest rate! I was especially surprised to learn that my Peoples Bank Loan Officer will continue to monitor my mortgage and alert me of any market changes. Plus, Peoples Bank provides free ongoing consultation. What a great company with a family of caring people! Thank you! From a very happy customer!

The letter I received from Peoples Bank was nothing short of a Godsend! Everything I had been reading, and everyone I had been listening to on different radio shows, said that I had to wait at least 2-3 years before I could refinance. Only after doing some serious time-consuming research did I call you and set up an appointment. And boy, am I glad I did. Amazing! Thank you.

The entire experience was positive. From the first call to the final closing, the process was very quick. The Peoples Bank team updated us often and took the time to answer all our questions.

Patrick and Ann were both professional, friendly, efficient, and responsive. It was a pleasure to work with them.

Patrick Hourguettes and Kimper Swain are wonderful to work with. They are both very professional and personable. Without a doubt, they are assets to your company.

I had a very positive experience working with Peoples Bank. They were very professional and available throughout the entire refinance period. Everyone I worked with was prompt to answer all of my questions and concerns. I am very appreciative of them giving my family the opportunity to refinance when other big banks would not.

I had a very good experience. Everyone we worked with were nice and professional.

Great experience. My loan representatives worked with me and kept me informed throughout the process. The loan process went smoothly and my loan closed quickly.

Was very pleased with the service I received from Patrick, Nicole, and Peoples Bank Mortgage. Time wise, things moved along much faster than I expected.

Very helpful. Thank you!!!!

I am so pleased with the service I received from Peoples Bank on Kathleen Gorman’s and Jim Davis’s behalf. Kathleen is so patient, kind hearted, understanding. She is the sweetest young lady that I have had the pleasure of working with. I am not the most patience person to work with when it involves my finances, but she made this process worth going through. I felt so relaxed every time I spoke to her about any concerns I had. Jim Davis was also kind and understanding throughout the entire process. Peoples Bank made two great choices with Kathleen and Jim. I am so glad my future is with Peoples Bank. Thank you both so much!

I want to say thank you to Frank Linden and Ann Shafer for helping us with our refinance. Thank for being there when others wouldn’t. You have made our lives a little easier by your tireless work. You two are a true credit to your profession. Thanks again.

Frank Linden and Ann Shafer were absolutely FANTASTIC throughout the whole process. I would recommend their service to anyone.

My husband and I are very grateful to Danny Messier and his team at Peoples Bank for their assistance, guidance, and care during our refinance. Danny was always available when we called and responded to e-mail quickly. We are extremely pleased with all the information he provided so that we can make an informed decision as to what terms and rates were best for us. We thank Danny, Ann, and all the staff at Peoples Bank for making the process so easy and enjoyable.

Chris and I were very pleased with Jessi Abernethy and Jim Davis. They were very kind, professional, and loyal. We would recommend them to anyone.

I had a very positive experience with my mortgage refinance. My loan officer went out of her way to explain everything to me and walk me through the process. The processor was very helpful in helping me understand the forms I needed, and promptly answered e-mails and phone calls. I would highly recommend Peoples Bank. I was very pleased with the whole process.

A pleasure to work with. I highly recommend Peoples Bank for your mortgage needs.

I’m normally not a person who writes reviews, but the experience I had with Peoples Bank was so wonderful that I had to share. After being discharged from bankruptcy, I did not think I would have a chance of being approved for a home refinance loan. I especially never thought a traditional bank would even consider us for a loan. I received a letter in the mail from Peoples Bank stating they could help me lower my house payments. I decided to go out on a limb and give them a call. I was so surprised when my Loan Officer, Danny Messier, stated he could help me qualify for a refinance loan. I was skeptical because of our previous experience with our old loan company. I went ahead and gave Danny the documents he and his team members requested. Danny delivered on his promise and my loan closed in less than 60 days from my initial consultation.

Danny Messier and Ann Shafer both worked hard to put me back on the road to financial success. If you are dealing with financial issues and are unsure if you could qualify for a loan, please give Peoples Bank a call. The Loan Officers will be upfront with you on what they can and cannot do. I was able to complete the entire process online, including submitting signed documents. When it was time to sign my closing documents, Peoples Bank sent a Notary to my home. I did not have to go out of my way whatsoever. The entire company had great customer service. Danny Messier and Ann Shafer are the real deal.  I look forward to doing business with Peoples Bank in the future and I will be referring my family and friends. Peoples Bank has the same interstate rates and terms as the big banks, but have a family orientated feel. The experience has truly been a blessing to me.

I thank God for Peoples Bank and for the support I received from Danny Messier and Ann Shafer. Words cannot express how they have made me whole again. I can now sleep at night and I am no longer living in fear of losing my home of 29 years. Thank you!

I am very grateful that Peoples Bank worked with me on successfully getting a mortgage. I filed bankruptcy in 2010 and no other bank would consider me as a candidate for a loan. Peoples Bank took the time to understand my circumstances for filing bankruptcy and gave me the opportunity to re-establish my credit rating. Peoples Bank believed in me and I am more than thankful to everyone who was involved in the process.

Every person I talked to was very helpful and pleasant. I couldn’t ask for a better experience.

We are very pleased with the tremendous effort and successful results of Mike Fernald’s hard work.

Everyone was prompt to my needs and always responded quickly when I needed help with documents. Thank you so much for a great experience.

For seven long and painful years, we were told by banks that home ownership during our bankruptcy plan was a possibility. Those banks pulled the rug out from under us for a variety of excuses and did not uphold their offers. I was very skeptical when Peoples Bank Mortgage contacted me. In a last-ditch effort, I decided to respond to Danny Messier. We discussed in detail my frustration over my previous attempts to get qualified for a home. Danny was not only understanding of our situation, but he also told us exactly what we had to do to get back in our home again.  I was pleased with how easy Danny and Ann Shafer made the entire loan process. Both communicated clearly and promptly. From start to finish the process was just over two months, but was well worth the wait. We are now proud owners of the home of our dreams. I’m not sure if the reality of the situation has sunk in yet. It is so appreciated to finally feel like someone really care about what we had be struggling through. Danny, Ann, and the entire team at Peoples Bank Mortgage treated us with respect and compassion instead of acting like we did something terribly wrong. I would recommend Peoples Bank Mortgage to anyone looking for a home, no matter what other banks have told them in the past. The entire team was efficient, competent, and above all- they cared

Tom Del Monaco and Joe Del Monaco make up a perfect team at Peoples Bank. They were very friendly and professional. They always responded to emails or phone calls without a need for us to make a follow-up inquiry which was more than appreciated. Our refinance was a very positive experience. Thank you to the entire Peoples Bank family.”

The quickest and most painless loan process I have ever experienced.

Frank Linden was an amazing person with whom to work. He kept me informed every step of the way. The other staff members went out of their way to make the entire process as smooth as possible. I really can’t say enough about the entire staff, they’re incredible people. Thank you, Peoples Bank Mortgage, for everything. I would recommend your firm and Frank to anybody.

Danny M. and Jim D. at Peoples Bank worked great as a team on our recent refinancing. We had issues that made our case unique and challenging and they both worked diligently to overcome these issues to close our loan. This process did take some time, but in the end we are happy with our loan and the experience with Danny and Jim. We would recommend Peoples Bank to family and friends looking to refinance.

It was stressful re-establishing our credit score after bankruptcy. Mike and Nicole at Peoples Bank were great to work with. They searched for the best options for us and walked with us every step of the way.

Peoples Bank is a great company. The processors collected 95% of the required documents which resulted in very little follow up documents required by the Underwriter. The loan closed in record time and I was very pleased with the service. I never had to wait for a response to my questions. The entire team is very professional and kept me up to date throughout the process. I strongly recommend you use them for your mortgage needs.

This all began with a flyer from Peoples Bank in the mail. Normally, I discard solicitation letters, but for some reason, I decided to read this particular one. The result of reading the letter is more than I could have asked for. In addition to obtaining a refinance, I’ve replaced my old lender, restored my credit, and most importantly; I have restored my good name. I’m very thankful that Tom Del Monaco and Joe Del Monaco worked through the obstacles I faced throughout the loan process. They never gave up even though there were many hoops to jump through with the challenge of bankruptcy. As a result, there are not enough words to express my appreciation. I do not know the words to use to convey my joy and relief. Hopefully, a simple “thank you” to you and your team will suffice.

With my financial background, I did not think I would be able to qualify for a mortgage but Peoples Bank assured me it was possible and helped me to navigate the process. Danny Messier was extremely helpful and responsive. He even was available on weekends to assure me that the process was moving along and he was going to get me the best interest rate possible. Danny answered all of my questions and concerns throughout the entire process all the way up to closing. I would definitely recommend Peoples Bank if you are looking for personalized service and great rates.

Buying a house is a daunting experience, but we were blessed to have Peoples Bank to make it as easy and trouble-free as possible. Our Loan Officer, Kenny Graeber, and all of the Peoples Bank team members were perfect in their communication and unyielding in getting us the best possible loan terms. They helped us to get into our dream house, and we will always be grateful!

Cynthia Thomas-Boone is always a pleasure to work with! Thank you!

It has been great working with Jessi Abernethy throughout this entire experience. She is great at her job and has made us feel comfortable with the loan process from the start. She excels in communication and always has an upbeat attitude. Now that our closing day is here, we want to thank Jessi and the team at Peoples Bank from the bottom of our hearts. We have been unhappy with our previous lender for years. Peoples Bank has helped us into a much better financial situation.

Our experience with Peoples Bank and Kenny Graeber was exceptional from the very first phone conversation all the way through the entire process of buying our home. He answered every call, text, and email most efficiently and helped our dream come true!

I want to thank Peoples Bank Mortgage for the assistance they provided in getting my mortgage refinanced. Having recently finished my Chapter 13 bankruptcy, any opportunity to refinance my mortgage was slim before working with Peoples Bank. In fact, my mortgage company of seven years would not consider refinancing my loan for a minimum of twenty-four months following bankruptcy. Peoples Bank made the loan process very simple and straight forward; especially noting that I was eligible for the FHA streamline loan. I appreciate the assistance I received every step of the way. All of my questions were answered in a timely manner, and the process of signing the documents with the title company was painless. I cannot thank Peoples Bank Mortgage enough for assisting me with rebuilding my financial future, lowering my interest rate by 1.75%, and dropping my house note by almost $200.00 a month!

It has been a great experience working with Mike and Ann. Mike has been working with me for over 2 years.

Joe Del Monaco and Kenny Graeber were unbelievable. We had some challenges during the loan process. Both Joe and Kenny handled the issues like the real professionals they are. I couldn’t have been any happier. Peoples Bank is very lucky to have them as a part of their team. I will certainly recommend if given the opportunity. Thanks again to all at Peoples Bank!!!

After a humiliating experience of going through a Chapter 13 Bankruptcy, Peoples Bank offered me the opportunity to obtain a mortgage two months after I was discharged from bankruptcy. All other banks and credit unions require a waiting period of 1-2 years. It took a couple of months to close the loan because I was also dealing with a “zombie” home in Florida that my name needed to be removed from prior to FHA approval of the loan. That proved to be a long and frustrating process; however, Kenny Graeber and Marilyn MacNeil never gave up on me and guided me through the steps necessary to accomplish this. Otherwise, the process went smoothly and I would recommend Peoples Bank to those who are ready to move forward in life after bankruptcy. The interest rate was pretty good too at 4.5%. Thanks Kenny and Marilyn! I love my new home and it feels amazing to be back on my feet again!!

Tom Del Monaco and Joe Del Monaco have worked TIRELESSLY since the first contact to secure a refinance for my wife and I. “Tirelessly” falls way short of conveying to you how hard they have worked on our behalf! I know mortgage brokers work on commission and having to spend an inordinate amount of time on one “problem” loan must be a broker’s worst nightmare. Tom and Joe took the challenge in stride and successfully secured a closing for our loan. This kind of commitment, perseverance, and tenacity expressed in the workplace is a reflection of the leadership provided by Peoples Bank Mortgage. Please thank Tom and Joe for me, and please accept my thanks to you for running your mortgage department with such expertise.

I had the best experience working with People Bank, particularly with Frank Linden. Frank was not only professional but more than willing to answer all of my many, many questions. Once the process started, getting all the paper work gathered was pretty easy and efficient. I bought my house, closed on time, and was very pleased with the entire experience. I highly recommend Peoples Bank.

As a manager at a large company that prides ourselves on our customer service, I would hire Mike Schmitt and figure out his job and salary after the fact. Although my mortgage was EXTREMELY difficult and out of the ordinary, I always felt like this young man was working hard for me. The continuous communication and down home feel I received made this trying experience turn out to be enjoyable. You have a terrific associate in Mike Schmitt. Hold on tight to him or I will steal him away.

The loan process was a great experience with great service all made possible by wonderful people. Thank you, Frank Linden and Ann Shafer.

Oh my goodness! I couldn’t be more thankful I was able to refinance through Peoples Bank. Thank you, Frank Linden and Ann Shafer, for all of your expertise!

Our experience With Peoples Bank was excellent. From beginning to end, I received quick responses to questions and concerns. Results were incredible and in our favor in terms of monthly savings. Overall, Peoples Bank is the best of the best.

I have worked with Peoples Bank for three mortgage loans in the last three years. Two mortgages were for refinancing current loans and the third was the purchase of a new home. Frank Linden was my loan officer and Ann Shafer worked as my mortgage processor. Both of these individuals were extremely supportive and responsive throughout the process for each transaction. They were always helpful and kept me informed during each step. I highly recommend them to anyone!!

As for our experience with Mike Schmitt and his fellow associates at Peoples Bank, we could not be happier! We tried to refinance our home loan for a couple of months after our bankruptcy had been discharged. NO one would give us a chance. Then out of nowhere, we received a letter in the mail and Peoples Bank came into our lives. When I spoke to Mike on the phone he said he could help us, and he truly is a man of his word! He not only helped us to get our loan refinanced, but he also was able to get us cash for fixing up our home. The Peoples Bank personnel were friendly, patient, and courteous throughout the entire process. We are so happy for this opportunity and the help you have provided us. You went above and beyond to get us the loan we very much needed.